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Employers' Liability
Employers’ liability insurance can be bought with Dickson & Co.
As a small business you do your best to limit the possibility of injury or illness to your employees resulting from their work, but if they do have an accident or become ill, your business could be sued for compensation under your employers’ liability insurance. As a result, businesses in the UK that employ staff are legally obliged to have employers’ liability insurance to provide cover against a claim from an employee.

Why have employers’ liability insurance?
In most cases if you have employees, employers’ liability insurance with cover of at least £5 million is a legal requirement and you could be fined if you’re not covered.

Easy access to ‘no win no fee’ legal services which help employees claim compensation may increase the likelihood of a business experiencing an employers’ liability claim if they suffer an accident or illness which they think has been caused as a direct result of their work.

Your employers’ liability could be triggered even if the employee is a voluntary helper or is self employed but working under your supervision.

The legal and compensation costs of defending your business against an employers’ liability claim could significantly damage your business. Even the most trivial accident such as tripping over a computer cable at work could trigger an employers’ liability claim from an employee. Dickson & Co can ensure your business against unforeseen legal and compensation costs.

For more information on our insurance products contact any of our branches
or click get quote for business insurance tailored to suit your needs.

Omagh 028 8225 1241  Newtownstewart 028 8166 2002  Dungannon 028 8772 6082  Cookstown 028 8676 2048  Newry 028 3026 5447
Dickson and Co is a trading name of Dickson and Co (NI) Limited which is registered at 54 Dromore Road, Omagh, Co Tyrone BT78 1RB with number NI072179. Authorised and regulated by the Financial Conduct Authority in the United Kingdom and regulated by the Central Bank of Ireland for conduct of business rules. We are covered by the Financial Ombudsman Service. You can find out more at www.financial-ombudsman.org.uk