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Accident Cover
Dickson & Co are travel insurance experts and work closely with local and international insurers to offer our customers a comprehensive travel insurance policy with accident cover. Some 'off the shelf' policies offer limited cover for travel accident cover. Dickson & Co will work with our client to make sure that they have the right cover for the right price for their holiday destination.

What is Travel Accident Insurance?
Travel accident insurance is a type of limited insurance contract that provides financial coverage for certain accidents in the event that something unfortunate happens while an insured individual is travelling. While there are different types of travel accident insurance available, most of them offer coverage primarily for the very high cost resulting from a serious accident in which a person loses their eye sight, a limb or their life. Travel accident insurance is typically offered by major credit card companies as an additional form of protection for their customer, but other similar insurance contracts can also be obtained by some insurance agencies.

What Does Travel Accident Insurance Cover?
It is important to note that travel accident insurance only covers the expenses incurred from damage to the insured person sustained through an accident that occurred while travelling. It is does not cover the additional coverage of damages to property belonging to the insured person or any other party, nor do most contracts provide protection if injuries occur to other individuals when the insured person is at fault. In addition to travel accident insurance, there are other forms of travel insurance that provide coverage for other expenses incurred while travelling. Travel protection insurance can cover a full range of expenses from the cancellation or delay of flights to medical evacuations, while travel medical coverage provides health insurance if you are travelling abroad where there are no medical providers available under your regular health insurance. Travel accident insurance typically only covers the expenses of very traumatic injuries and is a form of risk management that is useful if you are travelling to a particularly dangerous corner of the globe.

For more information on our insurance products contact any of our branches
get quote for travel insurance tailored to suit your needs.

Omagh 028 8225 1241  Newtownstewart 028 8166 2002  Dungannon 028 8772 6082  Cookstown 028 8676 2048  Newry 028 3026 5447
Dickson and Co is a trading name of Dickson and Co (NI) Limited which is registered at 54 Dromore Road, Omagh, Co Tyrone BT78 1RB with number NI072179. Authorised and regulated by the Financial Conduct Authority in the United Kingdom and regulated by the Central Bank of Ireland for conduct of business rules. We are covered by the Financial Ombudsman Service. You can find out more at www.financial-ombudsman.org.uk